Boat policies offer superior protection for your boat, boating equipment and accessories, liability and medial payments coverages. Make your boating hobbies less stressful, call Tim Back Insurance for a competitive quote.
“Comprehensive Coverage,” which insures most types of loss involving your boat, such as fire damage, theft, sinking, wind damage or collision; or name perils coverage for your boat, boat trailer and accessories (oars, life preservers, anchors, seat cushions).
Protection up to $500 for boating equipment and accessories is provided at no additional cost.
Liability coverage provides protection for bodily injury or property damage that you or a member of your family causes to others while operating your boat. Liability coverage is also necessary in the event you damage another person’s property, such as damage to another person’s boat or boat dock.
Medical payments coverage provides protection for the insured, family members and others who sustain bodily injuries.
Up to $250 per occurrence for emergency towing to the nearest marina or other service point is included in the policy if your boat is disabled or stranded on the water.
Uninsured boaters protection is also available. This coverage protects you should you be involved in a boating accident caused by a hit and run boater or a boater who has no insurance.
Credits are given for various items including: radar, sonar, Loran, ship-to-shore radios, built-in fire extinguishing system and navigational classes.